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Personal Checking Accounts

Skowhegan Savings offers unbeatable service along with features you need for your personal banking needs.

Our Personal Checking Accounts come with free:

  • Online Banking
  • Online Bill Pay for the first year
  • Personal Debit MasterCard®
  • Free ATM transactions at over 200 ATM locations in Maine
  • Telephone Banking
Integrity Checking Account


Integrity Checking Integrity Plus Checking
Our free Integrity Checking Account is designed for consumers looking for simplicity and convenience. With no monthly service charge and unlimited check writing, Integrity Checking is the right account for many people, from college students to senior citizens.
    Integrity Checking offers:

  • No monthly service charge
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Pay for one year; after one year, 10 bills paid free per month and $.65 per bill after 10
  • Free Debit MasterCard®
  • Free ATM transactions at over 200 ATM locations in Maine
  • Free Telephone Banking
  • Overdraft Protection (with approved application)
  • Customers age 60 & over receive one order of free checks of one style every 12 months
  • Monthly printed statements including check images or electronic images without statements
  • $50.00 minimum to open
Integrity Plus Checking is a high-value relationship account for consumers who have multiple accounts with us. This checking account is designed to give you the services you need along with additional benefits for maintaining your banking relationship with us.
    Integrity Plus Checking offers:

  • Interest paid in tiers
  • Special Certificate of Deposit and Loan rate promotions
  • Unlimited check writing
  • Free Online Banking
  • Free Online Bill Pay w/unlimited transactions
  • Free Debit MasterCard®
  • Free ATM transactions at over 200 ATM locations in Maine
  • Free Telephone Banking
  • Overdraft Protection (with approved application)
  • Free checks (limited style)
  • Free Standard Travelers Checks
  • Free Money Orders and Treasurers Checks
  • Reduced closing costs on Mortgage and Home Equity Loans
  • One year free for new safe deposit box rental1
  • Monthly printed statements including check images or electronic statements without images
  • Primary owner must maintain a minimum balance of $10,000.00 in combined deposit balances or
    $25,000.00 in combined loan balances to avoid the
    $25.00 monthly service charge
  • $50.00 minimum to open

    1Subject to availability of safe deposit boxes; automatic deduction of payment required after first year; limited to $20.00 toward box rental