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Personal Checking Accounts

Skowhegan Savings offers unbeatable service along with features you need for your personal banking needs.

Our Personal Checking Accounts come with free:

  • Online Banking
  • Online Bill Pay for the first year
  • Personal Debit MasterCard®
  • Free ATM transactions at over 200 ATM locations in Maine
  • Telephone Banking
 Integrity Checking Account


Integrity Checking Integrity Plus Checking
Our free Integrity Checking Account is designed for consumers looking for simplicity and convenience. With no monthly service charge and unlimited check writing, Integrity Checking is the right account for many people, from college students to senior citizens.
    Integrity Checking offers:

  • No monthly service charge
  • Free ATM Use at all Maine Cash Access Locations
  • Free Online Banking
  • Free Mobile Banking
  • Free Text and Telephone Banking
  • Free eStatements with Images
  • Earns Interest
  • Free Mastercard Debit Card
  • Unlimited Check Writing
  • Overdraft Protection Available
  • Free Online Bill Pay for one year*
  • $50.00 minimum to open
  • Customers age 60 & over receive one order of free checks of one style every 12 months

    • * After one year, the first 10 bills paid per month are free. After 10 bills per month, there is a charge of $.65 per bill.
Integrity Plus Checking is a high-value relationship account for consumers who have multiple accounts with us. This checking account is designed to give you the services – including Free ATM and cash access worldwide – you need along with additional benefits for maintaining your banking relationship with us.
    Integrity Plus Checking offers:

  • No Monthly Service Charge
  • Free ATM Transactions Worldwide
  • Free Online Banking
  • Free Mobile Banking
  • Free Text and Telephone Banking
  • Free Online Bill Pay w/unlimited transactions
  • Free eStatements with Images
  • Earns Interest, Paid in Tiers
  • Free Mastercard Debit Card
  • Unlimited Check Writing
  • Overdraft Protection Available
  • Free Standard Checks
  • Preferred CD Rates
  • Discount on Residential Loan Closing Costs
  • Special Certificate of Deposit and Loan rate promotions
  • Free Standard Travelers Checks
  • Free Money Orders and Treasurers Checks
  • One year free for new safe deposit box rental 1
  • Primary owner must maintain a minimum balance of $10,000.00 in combined deposit balances or $25,000.00 in combined loan balances to avoid the $25.00 monthly service charge
  • $50.00 minimum to open

    • 1Subject to availability of safe deposit boxes; automatic deduction of payment required after first year; limited to $20.00 toward box rental.